Some count on their all-terrain vehicle for light-duty work around their property or take it on a hunting or fishing expedition, while others just use it for joy riding. Whatever purposes your ATV serves, you want to insure it against theft or serious damage. At Cliff Insurance Agency, we have ATV insurance that will serve your needs.
Adding comprehensive coverage to your ATV insurance policy offers you protection if your vehicle is damaged by something outside of a collision, such as fire, theft, vandalism, flood or falling objects.
If your ATV is badly damaged in an accident, collision coverage will help pay for repairs. Collision insurance covers damage from stationary hazards, such as hitting a hidden tree stump or a large rock.
If someone is injured or his or her property is damaged due to your ATV use, you could be held responsible for restitution. You could even be sued. The liability portion of your ATV policy will help pay for your legal defense and payouts you are liable for, up to the limits of insurance stated in your policy.
If you are hit by someone with too little or no insurance at all, you need uninsured motorist insurance/underinsured motorist insurance under your ATV policy. Here the insurer will pay for what the at-fault party is legally liable for, up to your coverage limits. Your lost wages related to the accident may also be included in that coverage.
For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin residents with the best in insurance products and advice. We serve the communities of Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, and beyond. We'd like an opportunity to show you how we can help serve you. Please give us a call at 855.802.1402 to discuss what insurance options are available to you. Or, if you prefer email us or complete and return the form above.