Boat Insurance - Madison, WI

Your boat can be damaged by storms, vandalism, and accidents on the water, in the garage and in tow. Moreover, you can face expensive liability costs if you are at fault in a boating accident. At Cliff Insurance Agency, we serve the needs of clients in the Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, Wisconsin areas, and provide personal attention to individual boat owners' needs.

Boats We Insure

We insure fishing boats of all kinds, sailboats, pontoons, and more. We will also insure personal watercraft of many different types.

Our property policies can cover your hull, sails, built-in equipment and furnishings, salvage expenses, towing, collision damage to your boat from an accident you cause, fishing or other special equipment aboard, roadside assistance even for your tow vehicle, and more.

Liability Coverage

We have basic marine liability insurance that covers damage you do to someone else's property or boat-related injuries you cause, but we also provide broader coverage for bodily injury to your boat's occupants and others who might be injured by you outside your boat. Our liability policies cover your legal defense if you are sued over a boating incident, and they can help pay for monetary settlements or judgments against you. Some of our insurer partners offer fuel-spill coverage, as well.

Special Interest

Cliff Insurance also offers coverage for you if you are in an accident with an uninsured boater/underinsured boater.

Many of our insurer partners offer discounts based on safety and multiple policies. Some even offer the opportunity to bundle your boat insurance with your auto insurance and/or homeowners insurance, which can save you quite a bit on your premium and deductibles.

Our boat insurance is your port in a storm.


For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin residents with the best in insurance products and advice. We serve the communities of Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, and beyond. We'd like an opportunity to show you how we can help serve you. Please give us a call at 855.802.1402 to discuss what personal insurance options are available to you. Or, if you prefer email us or complete and return the form above.