Contractors Insurance - Madison, WI

Pry bar, nail gun, wrench, amp meter, torch—your contracting business builds out its toolbox based on its specialized needs. What about your insurance, though? Have you trimmed that out to fit your particular risks?

At Cliff Insurance Agency, we serve local contractors insurance throughout the area, including Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, and Mazomanie, WI. You may be a general contractor, or you may be a specialist, needing plumbers insurance, electricians insurance, roofers insurance, or one of the many other insurance programs we have for those in the construction trades. Whatever your niche, we can help you insure your property and protect your company from liability claims and costs.

Basic Coverages

Cliff Insurance offers commercial general liability and business property insurance to cover the essential risks you face in your contracting business. We insure your fixed buildings and their contents, as well as your property stored at your insured premises. We also cover your business income if you should have a business interruption due to a covered cause of loss.

Our general liability insurance typically covers bodily injury to non-employees at your worksite, damage resulting from your completed operations or products, personal or professional injury to someone caused by you, and damages caused by an independent contractor you hire.

Many of our insurer partners also offer blanket additional insured coverage.

Enhanced Coverages You Should Consider

In many cases, you can enhance a contractors business owners policy to cover your mobile tools and equipment, items that are left at a site awaiting installation or that are in transit, rented/borrowed/leased equipment, and other important items.

Your liability insurance can also be upgraded to include coverage for business income with extra expense, short-term pollution liability, and owned/non-owned auto liability. Design/Build firms should talk with us about the tailored protection we have for them.

Almost all contractors need a business auto policy to insure company vehicles or liabilities from vehicles driven on behalf of your company. And proper workers compensation insurance should never be ignored. Your Cliff Insurance advisor will help you classify your workers properly and find the best value for your money.

We build protection for artisan contractors and big commercial contractors alike.


For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin businesses with the best in insurance products and advice. We'd like an opportunity to show you how we can help serve you. Please give us a call at 1-800-270-5101 to discuss your business insurance needs. Or, if you prefer email us or complete and return the form above.