You don't have to live in a high-risk flood zone to become the victim of flooding. In fact, the National Flood Insurance Program says about 30% of properties damaged by floodwaters are not in high-risk zones.
Cliff Insurance Agency serves clients in the Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, Wisconsin areas, and remembers clearly the damage floodwaters did all around Madison. We offer flood insurance policies that will protect your home against the ravages of such an event.
Keep in mind that a sump pump rider and sewer/drain backup coverage are excellent additions to a homeowners insurance policy, but they do not insure your home or its contents against water damage from seepage or torrential rains that drainage systems can't handle. That's where a flood insurance policy from Cliff Insurance can help.
A basic flood insurance policy covers direct physical damage to an insured property up to $250,000, but it doesn't typically cover a home's contents. For that, you need to enhance your flood policy with additional coverage, which is available up to $100,000. There are also excess flood insurance policies for very expensive homes and their contents. An excess policy may also pay for living expenses away from home while the damaged structure is repaired.
For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin residents with the best in insurance products and advice. We serve the communities of Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, and beyond. We'd like an opportunity to show you how we can help serve you. Please give us a call at 855.802.1402 to discuss what personal insurance options are available to you. Or, if you prefer email us or complete and return the form above.