Bikers in Wisconsin must carry liability insurance, but the minimum required is just that—a minimum. At Cliff Insurance Agency we offer motorcycle insurance that meets all state mandates, but we go further for your protection, providing an array of excellent coverages that protect you against a wide variety of accident-related costs.
In addition to motorcycle liability insurance that covers your legal defense and monetary settlements and judgments for accidents you cause, we offer broad motorcycle property coverage.
If your bike is damaged in an accident that is your fault, your liability coverage will pay for the other party's losses but not yours. For repairs to your motorcycle, you will need collision insurance. It can even cover customizations, depending on the policy you choose. In a case of theft, vandalism, damage from flying debris or a number of other non-collision events, you will need comprehensive coverage.
Motorcycle liability insurance covers your responsibility for injuries to others and damage to their property. It can pay their medical bills, lost wages, and other expenses related to an accident you cause. It also usually covers injuries to passengers on your motorcycle when you are at fault.
With Cliff Insurance's personalized attention, you can construct a motorcycle insurance policy tailored to your needs. You can get accessory coverage, insure to an agreed value, include roadside assistance, and add sidecars and other drivers. You can also choose uninsured/underinsured motorist insurance in case you are hit by someone with too little or no insurance. We will work with you to find the options best for your riding habits.
For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin residents with the best in insurance products and advice. We serve the communities of Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, and beyond. We'd like an opportunity to show you how we can help serve you. Please give us a call at 855.802.1402 to discuss what personal insurance options are available to you. Or, if you prefer email us or complete and return the form above.