A workers compensation insurance policy from Cliff Insurance Agency helps both employers and employees in the event of a work-related injury or illness. It will pay for the employee's recovery needs as well as lost income that results from the injury or illness. It will help with hospital and physicians bills, medicine, physical therapy, and other recovery-related expenses. It also protects the employer from lawsuits stemming from workplace injury and illness.
If the employee is disabled because of a work-related occurrence, workers comp insurance will respond, whether the disability is temporary or permanent.
Since workers compensation is a mandatory insurance coverage for companies with employees, you can't really avoid it, but that doesn't mean it has to be painfully expensive. Your Cliff Insurance advisor will help you understand how to best present your company's strengths to insurers and how to tackle your weaknesses so you can improve your safety record, claims experience and premium.
We will help you review your loss history to make sure it is accurate and to identify where any problems lie. We will also help you classify your employees properly so you don't find any surprises at audit time.
Many companies now conduct business activities out of the state or send employees on business travel. If you have out-of-state operations, let's talk about what benefits your workers compensation policy affords beyond Wisconsin's borders.
Many of our workers compensation insurers offer return-to-work programs and loss-reduction programs, and we have numerous resources from OSHA and other regulators and associations that can help you improve safety and reduce workers comp claims.
For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin businesses with the best in insurance products and advice. We'd like an opportunity to show you how we can help serve you. Please give us a call at 1-800-270-5101 to discuss your business insurance needs. Or, if you prefer email us or complete and return the form above.