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Business Owners Policy (BOP)


Most business owners agree that it’s important to maintain commercial insurance to protect company assets from the costs of damage from fire, theft, vandalism, storm damage and other perils, as well as from allegations that your business is liable for injury to someone or damage to their property. The problem is that there are so many risks and so many different kinds of insurance that it can be hard to make heads or tails of it all.

Cliff Insurance Agency serves a variety of businesses throughout Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, and Mazomanie, Wisconsin and we can help you simplify your commercial insurance coverage. We offer a business owners policy (BOP) for multiple different business sectors, including bars and taverns, condo associations, and contractors.

Coverage Options

A business owners insurance policy provides essential commercial coverages bundled into a single policy. Commercial property insurance, commercial general liability insurance and other critical coverages, such as business interruption, equipment breakdown, building contents and the personal property of others, are available. Options for further coverage may include protection for improvements you have made to a space you lease, your outdoor signage or other items, employee crime, money and securities, specialty equipment and special liability risks you face, such as food-borne illness, product recall, liquor liability and others. It all depends on your business sector, the risks you face, and the coverage you choose.

Other Big Risks

Flooding can cause significant damage to a business. With Flood insurance, you can cover your building as well as your contents in the event of a loss. You can also add other important coverages, such as business auto insurance, to a business owners policy, as well as inland marine insurance for tools and equipment that you transport or that aren’t covered by the standard wording of your policy.

We can insure multiple sites as well as at-home businesses.

For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin businesses with the best in insurance products and advice. We’d like an opportunity to show you how we can help serve you. Please give us a call at 1-800-270-5101 to discuss your business insurance needs. Or, if you prefer email us or complete and return the form above.

Cliff Insurance Agency, Inc offers free, comparative quotes on Business Owners Policy (BOP) from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.