Skip to the content

ATV Insurance


All-terrain vehicle owners are a different breed of people who love to feel the adrenaline rush that comes with every turn, bump and jump. While it can be thrilling to get out in the countryside on your ATV, it’s important to exercise caution whenever you’re behind the handlebars. Accidents can happen with little to no warning, and you don’t want to be left fending for yourself during the recovery process. Cliff Insurance Agency, Inc has more than six decades of experience serving the community in Madison, WI, and we have a wide array of plans to provide the protection you need.


Before deciding on the right type of policy, you should first take a look at the reasons why you use an all-terrain vehicle. Farmers rely on this method of transportation to quickly get from one end of a ranch to the other when proper roads aren’t available. In this instance, the odds of an accident are much lower. Operators who use these vehicles in a sporting or competitive manner might be prone to taking more risks, which might increase the amount of protection necessary. Our agents know the right questions to ask during your consultation, and have the experience needed to make an informed recommendation for coverage.


Like any other motor vehicle, you have options when choosing a between policies, and the monthly premium will reflect your choices. While there’s no amount of insurance that will keep you physically safe in the event of an accident, you can take steps to lessen its financial impact:

  • Collision coverage for impacts with stationary objects such as boulders or stumps
  • Property damage and bodily injury to aid in restitution to other parties harmed in the accident
  • Comprehensive for added security against theft, inclement weather, fire or other occurrences

You should always wear a helmet and take every precaution whenever you head out for a ride, but should the unthinkable happen, you’ll be happy you protected yourself in advance.


When it’s time to buy coverage for your ATV, turn to Cliff Insurance Agency, Inc and trust our 61 years of experience as an independent broker. We’ve worked with many of the leading providers in the industry, which means you’ll be able to choose the plans, policies and payment options that fit your lifestyle. To make an appointment with one of our agents or learn about plans to cover other areas of your life, call our office today at 608-203-8585 or contact us online.

Cliff Insurance Agency, Inc offers free, comparative quotes on ATV Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.